Bad Credit

Credit Cards for People with Bad Credit

These credit cards are issued to individuals with less than perfect credit due to bad credit or no credit history. iCreditonline.com reviews the best cards for people with bad credit that gives you a second chance to get rid of negative credit report information just by continually paying your bills on time.

 

Wired Plastic™ Visa® Prepaid Card

This updated offer has been extremely well received by consumers - the conversion rate on this card is phenomenal!  No No Bounced Check, NSF and Overdraft Charges EVER!  Consumers can earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls.

  • Accepted everywhere VISA is accepted
  • No Credit Check, Income requirements or bank account required
  • FREE Online Access to Account
  • FREE Mobile Alerts – Text to your mobile and email
  • FREE Bill Pay Service – Pay Anyone Online or Over the Phone
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A N/A 0.00* N/A Bad

BabyPhat Prepaid Visa® RushCard

Allow your consumers to apply for the BabyPhat Prepaid Visa® RushCard and get paid on the application!

  • No hidden fees, no overdraft fees, no interest charges, no minimum balances
  • Free Direct Deposit of pay, tax refund, anticipation loans
  • Free optional credit building with RushPath to Credit
  • Keep track of money easily with free phone, email and text services
  • Get cash at over 850,000 ATMS worldwide
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
n/a n/a n/a none* No None

American Octane Onyx Card

Apply for the American Octane Onyx Card Today!

  • 0% APR on all purchases for life
  • Unsecured Line of Credit
  • 100% Approval*
  • 24 hour Approval Process
  • No hidden fees
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A N/A N/A N/A N/A

AccountNow® Prepaid Visa® Card

Add the AccountNow® Prepaid Visa® Card! Key Features include: $0 Activation Fee when you load your card by direct deposit.

  • 100% guaranteed approval*
  • Free credit builder and bill pay
  • $0 activation fee with direct deposit
  • New! Now with the iAdvanceSM loan option
  • This is a debit-card, not a credit card
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A N/A 0.00 N/A Bad

Horizon Gold Card (per approval)

Get the Financial Freedom You Deserve!  With the Horizon Gold Card there are No Credit Checks and No Turndowns. 

  • Instant Guaranteed Approval
  • Initial $500.00 Un-Secured credit limit
  • No Credit Checks
  • No Turndowns
  • Reports Positively to Major Credit Bureau
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A N/A N/A* No Bad

Prepaid Visa® RushCard

Allow your consumers to market the Prepaid Visa® RushCard and get paid on each application! 

  • Free credit builder and account text alerts
  • Free Direct Deposit of pay, tax refund, anticipation loans
  • Free customer service 24/7
  • No monthly fees and no hidden fees
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
n/a n/a n/a none* No None

Account Now Gold Visa® Prepaid Card

Apply for the Account Now Gold Visa® Prepaid Card today!

  • $0 Monthly Fee*
  • Higher daily and monthly limits
  • 100% Guaranteed Approval*
  • $25 Cash Bonus when you use direct deposit
  • *See program rules
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A N/A N/A N/A N/A

AccountNow® Prepaid MasterCard® Card

Add the AccountNow® Prepaid MasterCard® Card!  Key Features include: $0 Activation Fee when you load your card by direct deposit.  Online Bill Pay. 

  • 100% guaranteed approval*
  • Free credit builder and bill pay
  • $0 activation fee with direct deposit
  • New! Now with the iAdvance%%SM%% loan option
  • This is a debit-card, not a credit card
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A N/A 0.00 N/A Bad

Orchard Bank® Classic MasterCards

The Orchard Bank® MasterCard® is an excellent credit card choice for people looking to build their credit. Get prequalified online in just 30 seconds!

  • An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly!
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • On-call customer service representatives to assist you with questions or concerns
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A See website 7.90% - 28.90% $0-$74 the first year; $35-$79 per year thereafter Yes Fair

Merit Platinum Card

Bad Credit, No Credit? Instant Approval! Apply for the Merit Platinum Card Today!

  • 0% Interest
  • No Credit Check
  • No Employment Check
  • Reports to Major Credit Bureau
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
n/a N/A 0.00 *see terms no None

New Millennium Bank Secured Platinum Visa® or Mastercard®

New Millennium Bank is now offering secured Visa® and MasterCard® credit cards for those individuals wishing to establish or repair their credit. With credit lines secured by their savings account in amounts between $300.00 and $5,000.00, these cards can be used just as you would any credit card at over 10 million establishments worldwide. People CAN apply to get both cards and they can even add a co-applicant name and get additional cards.

  • Reports to ALL 3 Bureaus
  • No Credit Check
  • Be Approved Regardless of Credit History
  • Special High Introductory Savings Rate
  • Bonus $3,000 credit line with My Computer Club
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 19.50% 59.00 No Bad

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