TOP PICKS

These cards have excellent features such as low interest rates, 0% APR, cash back, no annual fees, instant approval and more. They are issued to individuals with excellent credit score.

 
   Credit Cards for People with Excellent Credit
AMEX – Platinum Card® from American Express


Apply now for: AMEX – Platinum Card® from American Express

Experience the service, rewards, and world-class benefits that are the hallmarks of the Platinum Card® . Apply today!

  • Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in 3 months - Reedeemable for one round-trip domestic airline ticket!
  • 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
  • Fine Hotels & Resorts Program - Exclusive amenities at boutique, resort, and luxury hotels around the world
  • By Invitation Only® Events - access to exclusive, once-in-a-lifetime events
  • Complimentary Airport Club Access
  • The Membership Rewards First® program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel

*See Card Terms and Conditions

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A N/A $$450 No Excellent

MBNA WorldPoints® MasterCard® Credit Card


Apply now for: MBNA WorldPoints® MasterCard® Credit Card

The most rewarding MasterCard® Credit Card. Introductory bonus of 1,000 WorldPoints®*

  • 1,000 Bonus WorldPoints after your first purchase*
  • No Annual Fee
  • 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
  • Earn 1 WorldPoint for every $1 in net retail purchases*
  • Around-the-clock fraud protection
  • Online access to your credit card account

*Please refer to online application legal disclosures

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 19.99% $0.00 Yes Good

MBNA PremierRewards® MasterCard® Credit Card


Apply now for: MBNA PremierRewards® MasterCard® Credit Card

Use your MBNA PremierRewards® Platinum Plus® MasterCard® credit card for every day shopping, groceries, gasoline, even to pay your utility bills and get 1% back*! Your payment will automatically be credited back to your account in January.

  • 1% back on all net retail purchases*
  • No Annual Fee
  • 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
  • Around-the-clock fraud protection
  • Online access to your credit card account
  • Unparalleled 24-hour Customer service

*Please refer to online application legal disclosures

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 19.99% $0.00 Yes Good

MBNA Gold MasterCard® Credit Card – Fixed 9.99% AIR


Apply now for: MBNA Gold MasterCard® Credit Card – Fixed 9.99% AIR

Credit limit up to $100,000. International acceptance at millions of locations. Immediate cash access at 430,000 ABMs internationally.

  • 9.99% Annual Interest Rate on Purchases and Cash Advances
  • No Annual Fee
  • Around-the-clock fraud protection
  • Online access to your credit card account
  • Unparalleled 24-hour Customer service
  • Immediate cash access at 430,000 ATMs internationally

*Please refer to online application legal disclosures

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 9.99% $0.00 Yes Good

IBERIABANK Visa Platinum


Apply now for: IBERIABANK Visa Platinum

Apply for the IBERIABANK Visa Platinum today!

  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Earn 1 bonus point for every $1 in qualifying net retail purchases
  • Turn your points into hotel, gift, or experience rewards
  • Travel accident coverage up to $1,000,000

*See website for complete terms and conditions of card usage and application disclosure.

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A Prime+6%-Prime+12% $$0.00 Yes Excellent

MBNA Platinum Plus® MasterCard® Credit Card


Apply now for: MBNA Platinum Plus® MasterCard® Credit Card

No annual fee and around-the-clock fraud protection. Unparalleled 24-hour customer service. International acceptance at millions of locations.

  • 1.99% introductory Annual Interest Rate  for 10 months on Cheque Cash Advances and Balance Transfers*
  • 17.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
  • Around-the-clock fraud protection
  • Online access to your credit card account
  • Unparalleled 24-hour Customer service
  • Immediate cash access at 430,000 ATMs internationally

*Please refer to online application legal disclosures

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 17.99% $0.00 Yes Good

AMEX – Platinum Delta SkyMiles® Credit Card from American Express


Apply now for: AMEX – Platinum Delta SkyMiles® Credit Card from American Express

Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember

  • Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
  • Earn one companion Coach Class ticket each year upon renewal
  • Earn at least 1 mile for every eligible dollar spent
  • Miles never expire and there is no cap on the miles you can earn
  • Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your card
  • Express Approval. Get a decision in less than 60 seconds.

*See Card Terms and Conditions

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 14.50% $$150 per year YES Good

IBERIABANK Visa Select


Apply now for: IBERIABANK Visa Select

Apply for the IBERIABANK Visa Select

  • Introductory Rate of 0.00% for 12 months from date opened, on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
  • Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Low Ongoing Variable Rate APR after introductory period of 7.50% (Prime + 4.25%). This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00).
  • Online access to credit card account information

*See website for complete terms and conditions of card usage and application disclosure.

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0.00% 12 months from date opened, on Purchases. 7.5% $45.00 Y Excellent

Shoppers MasterCard® Credit Card


Apply now for: Shoppers MasterCard® Credit Card

Apply for the Shoppers MasterCard® Credit Card.

  • Earn 25 pointsii for every $1 in purchases at Shoppers Drug Mart using your Shoppers Optimum MasterCard® when you show your Shoppers Optimum Card®
  • No Annual Fee
  • 1.99% Introductory Annual Interest Rate  on Cheque Cash Advances and Balance Transfers* for 6 months
  • Feel secure with around-the-clock fraud protection
  • Enjoy free online access to your credit card account
  • 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances

*Please refer to online application legal disclosures

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
1.99% on Balance Transfers 19.99% $$0.00 Yes Excellent

Escape by Discover® Card


Apply now for: Escape by Discover®  Card

Apply for the Escape by Discover® Card!

  • 25,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first 25 months
  • Unlimited Double Miles on all purchases
  • An additional 2 Miles for every $1 you spend through our exclusive online shopping site, ShopDiscover
  • Flexible redemption options for travel, gift cards, or cash
  • Enhanced travel benefits
  • 0% intro APR on Balance Transfers and Purchases for 6 months, then the Regular APR

*View Rates, Fees, Rewards and Other Important Information

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 6 months (on purchases and balance transfers) 10.99% - 16.99% $60.00 Y Good

AMEX – TrueEarnings® Card from Costco and American Express


Apply now for: AMEX – TrueEarnings® Card from Costco and American Express

Apply today for the True Earnings® Card from Costco and American Express.

  • Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • No Annual Fee with your paid Costco Membership
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • No Limit on the Cash Back earned

*See Card Terms and Conditions

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% on purchases for 6 months 15.24% $0.00 Yes Excellent

American DreamCardTM Platinum MasterCard®


Apply now for: American DreamCardTM Platinum MasterCard®

American DreamCard - The first and only "POOLED REWARDSTM " Credit Card. Looking for a card with an award winning reward program? The American DreamCardTM MasterCard® is the card for you! Take advantage of a new concept in credit cards where everyday spending earns you entries to win thousands in cash every month. Apply today!

  • Large monthly cash jackpots!
  • Earn entries from everyday shopping!
  • Get 1,000 entries just for applying!

 See terms and conditions for important rate, fee and other cost information, and limitations

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 14.99% or 21.99% $*See Terms No Fair

Miles by Discover® Card


Apply now for: Miles by Discover® Card

Sign up for the Miles by Discover® Card today and travel with no restrictions, Earn Miles Faster and redeem for your choice of rewards. Apply Now!

  • 12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year
  • Double Miles on your first $3,000 in travel and restaurant purchases each year
  • Double Miles through our exclusive online shopping site
  • One Mile for every dollar on all other purchases
  • Flexible redemption options for travel, gift cards, or cash
  • 0% intro APR on balance transfers and purchases for 6 months, then the Regular APR

*View Rates, Fees, Rewards and Other Important Information

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% Purchases=6 months;Balance Transfer=6 months 10.99%-16.99% APR $0.00 Yes Good

IBERIABANK Visa Classic


Apply now for: IBERIABANK Visa Classic

Apply for the IBERIABANK Visa Classic today!

  • No annual membership fee
  • Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Online access to credit card account information

*See website for complete terms and conditions of card usage and application disclosure.

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A prime+4%-prime+10% $$0.00 Yes Excellent

IBERIABANK Visa Gold


Apply now for: IBERIABANK Visa Gold

Apply for the IBERIABANK Visa Gold today!

  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Earn 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • Travel accident coverage up to $500,000

*See website for complete terms and conditions of card usage and application disclosure.

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A Prime+6%-Prime+12% $$0.00 Yes Excellent

credit-score

About Us | Contact | Privacy Policy | FAQ's | Glossary | Site Map | Credit Card Articles | Automotive Articles | Link Partners | Credit Application   Experian Credit Bureau | Equifax Credit Bureau | Trans Union Credit Bureau | Federal Trade Commission
Compare credit card offers and Get Approved in at least 60 seconds with good credit
Copyright © 2003 www.iCreditOnline.com All rights reserved.