Best Credit Cards - Instant Approval Credit Cards

TOP PICKS

These cards have excellent features such as low interest rates, 0% APR, cash back, no annual fees, instant approval and more. They are issued to individuals with excellent credit score.

Credit Cards for People with Excellent Credit

AMEX – Platinum Card^® from American Express

Experience the service, rewards, and world-class benefits that are the hallmarks of the Platinum Card^® . Apply today!

Earn 25,000 Membership Rewards^® bonus points when you spend $1,000 in 3 months - Reedeemable for one round-trip domestic airline ticket!
24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
Fine Hotels & Resorts Program - Exclusive amenities at boutique, resort, and luxury hotels around the world
By Invitation Only^® Events - access to exclusive, once-in-a-lifetime events
Complimentary Airport Club Access
The Membership Rewards First^® program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel

*See Card Terms and Conditions

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	N/A	N/A	$$450	No	Excellent

MBNA WorldPoints^® MasterCard^® Credit Card

The most rewarding MasterCard^® Credit Card. Introductory bonus of 1,000 WorldPoints^®*

1,000 Bonus WorldPoints after your first purchase*
No Annual Fee
19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
Earn 1 WorldPoint for every $1 in net retail purchases*
Around-the-clock fraud protection
Online access to your credit card account

*Please refer to online application legal disclosures

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	N/A	19.99%	$0.00	Yes	Good

MBNA PremierRewards^® MasterCard^® Credit Card

Use your MBNA PremierRewards^® Platinum Plus^® MasterCard^® credit card for every day shopping, groceries, gasoline, even to pay your utility bills and get 1% back*! Your payment will automatically be credited back to your account in January.

1% back on all net retail purchases*
No Annual Fee
19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
Around-the-clock fraud protection
Online access to your credit card account
Unparalleled 24-hour Customer service

*Please refer to online application legal disclosures

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	N/A	19.99%	$0.00	Yes	Good

MBNA Gold MasterCard^® Credit Card – Fixed 9.99% AIR

Credit limit up to $100,000. International acceptance at millions of locations. Immediate cash access at 430,000 ABMs internationally.

9.99% Annual Interest Rate on Purchases and Cash Advances
No Annual Fee
Around-the-clock fraud protection
Online access to your credit card account
Unparalleled 24-hour Customer service
Immediate cash access at 430,000 ATMs internationally

*Please refer to online application legal disclosures

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	N/A	9.99%	$0.00	Yes	Good

IBERIABANK Visa Platinum

Apply for the IBERIABANK Visa Platinum today!

Variable Rate APR ranging from Prime + 5.00% thru Prime + 11.00%
Earn 1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, gift, or experience rewards
Travel accident coverage up to $1,000,000
No annual membership fee
Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.

*See website for complete terms and conditions of card usage and application disclosure.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	N/A	Prime+5%-Prime+11%	$$0.00	Yes	Excellent

MBNA Platinum PlusÂ® MasterCard^® Credit Card

No annual fee and around-the-clock fraud protection. Unparalleled 24-hour customer service. International acceptance at millions of locations.

1.99% introductory Annual Interest Rate for 10 months on Cheque Cash Advances and Balance Transfers*
17.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
Around-the-clock fraud protection
Online access to your credit card account
Unparalleled 24-hour Customer service
Immediate cash access at 430,000 ATMs internationally

*Please refer to online application legal disclosures

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	N/A	17.99%	$0.00	Yes	Good

AMEX – Platinum Delta SkyMiles^® Credit Card from American Express

Earn 20,000 bonus SkyMiles^® (including 5,000 Medallion Qualification Miles) after first purchase with the Platinum SkyMiles^® Credit Card from American Express. Apply Now!

Earn 20,000 bonus SkyMiles^® (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an additional cardmember.
Earn one companion Coach Class ticket each year upon renewal
Earn at least 1 mile for every eligible dollar spent
Miles never expire and there is no cap on the miles you can earn
Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your card
Express Approval. Get a decision in less than 60 seconds.

*See Card Terms and Conditions

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	N/A	14.50%	$$150 per year	YES	Good

IBERIABANK Visa Select

Apply for the IBERIABANK Visa Select

Introductory Rate of 7.50% for 12 months from date opened on Purchases
Introductory Rate of 7.50% for the first 12 billing cycles on Balance Transfers. Applies to balance transfers processed within three months of your account open date
Low Ongoing Variable Rate APR after introductory period Prime + 4.25%
No transaction fee for balance transfers
25 day grace period
Online access to credit card account information

*See website for complete terms and conditions of card usage and application disclosure.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
7.50%	12 months from date opened on Purchases	7.5%	$45.00	Y	Excellent

Shoppers MasterCard^® Credit Card

Apply for the Shoppers MasterCard^® Credit Card.

Earn 25 pointsii for every $1 in purchases at Shoppers Drug Mart using your Shoppers Optimum MasterCard^® when you show your Shoppers Optimum Card^®
No Annual Fee
1.99% Introductory Annual Interest Rate on Cheque Cash Advances and Balance Transfers* for 6 months
Feel secure with around-the-clock fraud protection
Enjoy free online access to your credit card account
19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances

*Please refer to online application legal disclosures

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
1.99%	on Balance Transfers	19.99%	$$0.00	Yes	Excellent

Escape by Discover^® Card

Apply for the Escape by Discover^® Card!

Double Miles on travel and restaurant purchases. One Mile for every dollar on all other purchases
Flexible redemption options for travel, gift cards, or cash.
Double Miles through our exclusive online shopping site

*View Rates, Fees, Rewards and Other Important Information

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%	6 months (on purchases and balance transfers)	11.99% - 19.99%	$60.00	Y	Good

AMEX – TrueEarningsSM Card from Costco and American Express

Apply today for the True Earnings^® Card from Costco and American Express.

Earn cash back on gas and a $25 statement credit with your first purchase made with the Card!
Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
No Annual Fee with your paid Costco Membership
The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
No Limit on the Cash Back earned

*See Card Terms and Conditions

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%	for up to 6 months	15.24%	$0	Yes	Excellent

American DreamCard^TM Platinum MasterCard^®

American DreamCard - The first and only "POOLED REWARDS^TM " Credit Card. Looking for a card with an award winning reward program? The American DreamCard^TM MasterCard^® is the card for you! Take advantage of a new concept in credit cards where everyday spending earns you entries to win thousands in cash every month. Apply today!

Large monthly cash jackpots!
Earn entries from everyday shopping!
Get 1,000 entries just for applying!

See terms and conditions for important rate, fee and other cost information, and limitations

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	N/A	14.99% or 21.99%	$*See Terms	No	Fair

Miles by Discover^® Card

Sign up for the Miles by Discover^® Card today and travel with no restrictions, Earn Miles Faster and redeem for your choice of rewards. Apply Now!

Book any travel, anytime with no blackout dates or restrictions
Double Miles on up to $3,000 in travel and restaurant purchases each year
1 Mile for every $1 on all your other purchases â€“ personal and business
Unlimited Miles
Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash
No Annual Fee
Online Account Access
Online Bill Payment

*View Rates, Fees, Rewards and Other Important Information

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%	Purchases=6 months;Balance Transfer=12 months	11.99%-19.99% APR	$0.00	Yes	Good

IBERIABANK Visa Classic

Apply for the IBERIABANK Visa Classic today!

Variable Rate APR ranging from Prime + 4.00% thru Prime + 10.00%
No annual membership fee
Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date
25 day grace period
Online access to credit card account information

*See website for complete terms and conditions of card usage and application disclosure.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	N/A	prime+4%-prime+10%	$$0.00	Yes	Excellent

IBERIABANK Visa Gold

Apply for the IBERIABANK Visa Gold today!

Variable Rate APR ranging from Prime + 5.00% thru Prime + 11.00%
Earn 1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
Travel accident coverage up to $500,000
No annual membership fee
Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.

*See website for complete terms and conditions of card usage and application disclosure.