PREPAID CARDS

If you have bad credit and cannot get approval for a standard credit card, then apply for a prepaid card. Prepaid cards carry the VISA or MasterCard logo and have most of the advantages of standard credit cards. There is no interest payment associated with prepaid card because the money you are using is the cash you loaded to your prepaid account. This is similar to depositing money into your checking account and writing checks to make purchases. Therefore, purchased transactions are contingent upon having enough funds in your account to cover the purchases. Another major benefit of prepaid cards is that they can increase your credit score over time.

 
   Guaranteed Approval Credit Cards
Wired PlasticTM Visa® Prepaid Card


Apply now for: Wired PlasticTM Visa® Prepaid Card

Apply for the Wired PlasticTM Visa® Prepaid Card today!

  • Accepted everywhere VISA is accepted
  • No Credit Check, Income requirements or bank account required
  • FREE Online Access to Account
  • FREE Mobile Alerts – Text to your mobile and email
  • FREE Bill Pay Service – Pay Anyone Online or Over the Phone
  • FREE Rewards Program – Earn 1 point for every $1 spent
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A N/A $0.00* N/A Bad

AccountNow® Prepaid MasterCard® Card


Apply now for: AccountNow® Prepaid MasterCard® Card

AccountNow® Prepaid MasterCard® Card is a pre-paid card that can be used anywhere MasterCard® is accepted.

  • 100% guaranteed approval*
  • Free credit builder and bill pay
  • $0 activation fee with direct deposit
  • New! Now with the iAdvanceSM loan option
  • This is a debit-card, not a credit card

*See Card Terms and Conditions
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A N/A $0.00 N/A Bad

BuyRIGHT Prepaid MasterCard® Card


Apply now for: BuyRIGHT Prepaid MasterCard® Card

BuyRIGHT is RIGHT for you! The BuyRIGHT Prepaid MasterCard® Card can be used wherever Debit MasterCard® is accepted, at millions of merchant locations and over 900,000 ATMs worldwide.

  • Click-N-Pay bill payment
  • Free direct deposit
  • Free activity alerts
  • On-line money management tools
  • BuyRIGHT Rewards program

*See Card Terms and Conditions
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A N/A $0.00 No Bad

AccountNow® Prepaid Visa® Card


Apply now for: AccountNow® Prepaid Visa® Card

Apply for the AccountNow® Prepaid Visa® Card!

  • 100% guaranteed approval*
  • Free credit builder and bill pay
  • $0 activation fee with direct deposit
  • New! Now with the iAdvanceSM loan option
  • This is a debit-card, not a credit card

*See Card Terms and Conditions
*View Rates, Fees, Rewards and Other Important Information
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A N/A $0.00 N/A Bad

Prepaid Visa® RushCard


Apply now for: Prepaid Visa® RushCard

Apply for the Prepaid Visa® RushCard Today!

  • Free credit builder and account text alerts
  • Free Direct Deposit of pay, tax refund, anticipation loans
  • Free customer service 24/7
  • No monthly fees and no hidden fees

*See Card Terms and Conditions
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
n/a n/a n/a $none* No None

CurrentSM by Discover®


Apply now for: CurrentSM by Discover®

Current by Discover® - Teen Prepaid Debit Card

  • Debit Card for Teens with built-in parental controls
  • Set daily, weekly, and monthly spending limits
  • Restrict teen card use in unwanted shopping categories (e.g. liquor stores, tobacco stores, hotels, etc.)
  • Free Direct Deposit for parents & teens
  • Free deposits from any credit card or bank account
  • $0 fraud liability guarantee
  • Withdraw cash at ATMs
  • Get exclusive discounts at teen's favorite merchants
  • Free e-mail and text message activity alerts
  • No minimum balances, loading fees, or credit check

*View Rates, Fees, Rewards and Other Important Information
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A N/A $N/A No Bad

BabyPhat Prepaid Visa® RushCard


Apply now for: BabyPhat Prepaid Visa® RushCard

Apply for the BabyPhat Prepaid Visa® RushCard!

  • No hidden fees, no overdraft fees, no interest charges, no minimum balances
  • Free Direct Deposit of pay, tax refund, anticipation loans
  • Free optional credit building with RushPath to Credit
  • Keep track of money easily with free phone, email and text services
  • Get cash at over 850,000 ATMS worldwide
  • No credit check - *guaranteed approval

*See Card Terms and Conditions
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
n/a n/a n/a $none* No None

Millennium Advantage Pre–Paid Mastercard®


Apply now for: Millennium Advantage Pre–Paid Mastercard®

The Advantage is yours - apply for The Millennium Advantage Card TODAY! The Millennium Advantage Card is a pre-paid MasterCard® that gives you the convenience of paying bills on-line or over the telephone, making on-line purchases and using your card wherever the debit MasterCard® brand is accepted.

  • Use your card at over 900,000 ATMs and millions of locations worldwide!
  • No credit check or income verification required
  • No Chexsystem check
  • No minimal balance required!
  • Phone and On-line account access
  • Shop and pay bills on-line!

*See website for complete terms and conditions of card usage and application disclosure.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A N/A $0.00 N/A Bad

Prepaid credit cards are sometimes referred to as guaranteed credit cards. These cards carry the VISA or MasterCard logo and are used like standard credit cards to make reservation for hotels, airline flights and car rentals. Once you open your prepaid account and have money in your account you are issued a prepaid card.

Purchase transactions are contingent upon having enough funds in your account to cover the purchase. Money is immediately withdrawn from your account balance once the purchase is made which eliminates the possibility of running up a credit card debt.

Prepaid cards spending limit is the amount of money you pre-deposited into your account or loaded to your card. There are no interest or finance charges on a prepaid card because the funds you are using are actually yours and not the issuer of the prepaid card.

Prepaid cards can be very beneficial because it gives you an opportunity to rebuild your credit history and being able to make purchases as if you had a regular credit card.
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