No Annual Fee Credit Cards

No annual fee credit cards are targeted to people with excellent credit score.

Blue Cash EverydaySM Card from American Express


  • Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
  • 0% intro APR on purchases for 12 months, flexibility to pay over time
  • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
  • No spend minimum, No enrollment, and No rotating rewards categories
  • Get a $25 Referral Bonus for each friend or family member who is approved for the Card
  • No annual fee, flexibility to pay over time

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    Intro APR Intro Period Regular APR Annual Fee Balance Transfer
    0.00%* 12 months on purchases* 17.24-22.24% (Variable)* $0.00* Yes
    Blue Sky from American Express®


  • 7,500 bonus points when you spend $1,000 within 3 months - redeemable for a $100 statement credit.
  • No annual fee.
  • Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime.
  • Pay your bill all at once, or over time. It's up to you.
  • Blue Savings Program®: big deals on big brands, all the time.
  • Get a decision in as little as 60 seconds.

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    Intro APR Intro Period Regular APR Annual Fee Balance Transfer
    0.00%* 12 months on purchases* 17.24-22.24% (Variable)* $0.00* Yes
    Discover® More® Card


  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

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    Intro APR Intro Period Regular APR Annual Fee Balance Transfer
    0.00%* 15 months on purchases* 10.99-20.99% (Variable)* $0.00* Yes
    Discover® More® Card


  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty -16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

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    Intro APR Intro Period Regular APR Annual Fee Balance Transfer
    0.00%* 6 months on purchases* 10.99-20.99% (Variable)* $0.00* Yes
    Discover® Open Road Card


  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%*
  • 2% automatically at gas stations and restaurants all year long*
  • Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

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    Intro APR Intro Period Regular APR Annual Fee Balance Transfer
    0.00%* 15 months on purchases* 10.99-19.99% (Variable)* $0.00* Yes
    Discover® Open RoadSM Card for Students


  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
  • Double Cashback Bonus®* at gas stations and restaurants
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email alerts

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    Intro APR Intro Period Regular APR Annual Fee Balance Transfer
    0.00%* 9 months on purchases* 12.99-18.99% (Variable)* $0.00* No
    Discover® Student Card


  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
  • 5% Cashback Bonus®* in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply*
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email Alerts

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    Intro APR Intro Period Regular APR Annual Fee Balance Transfer
    0.00%* 9 months on purchases* 12.99-18.99% (Variable)* $0.00* No
    Discover® Student Card


  • Experience Discover's great rewards program. Earn $20 Cashback Bonus®* when you make your 1st purchase within 3 months of approval
  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 12.99% - 18.99%*
  • 5% Cashback Bonus®* in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply*
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email Alerts

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    Intro APR Intro Period Regular APR Annual Fee Balance Transfer
    0.00%* 6 months on purchases* 12.99-18.99% (Variable)* $0.00* No
    Miles by Discover® Card


  • Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months - up to 20,000 Bonus Miles
  • 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
  • 0% intro APR on balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 15.99%*
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

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    Intro APR Intro Period Regular APR Annual Fee Balance Transfer
    N/A* N/A* 10.99-15.99% (Variable)* $0.00* Yes
    Green Dot® Gold PrePaid Visa®


  • $0 Activation Online - with no credit check
  • Access over 18,000 MoneyPass® ATM's
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases
  • No Transaction fees on US purchases
  • No Overdraft fees
  • No Minimum balance required

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    Intro APR Intro Period Regular APR Annual Fee Balance Transfer
    N/A* N/A* N/A* $0.00* No
    Green Dot® PrePaid MasterCard®


  • $0 Activation Online - with no credit check
  • Access over 18,000 MoneyPass® ATMs
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases
  • No Transaction fees on US purchases
  • No Overdraft fees
  • No Minimum balance required

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    Intro APR Intro Period Regular APR Annual Fee Balance Transfer
    N/A* N/A* N/A* $0.00* No
    Walmart MoneyCardSM MasterCard® Prepaid Card


  • No issuance fee online
  • No credit check or bank account required
  • No overdraft fees
  • No minimum balance required
  • Free Direct Deposit
  • $10 bonus with qualifying Direct Deposit (for a limited time only)
  • Use everywhere MasterCard debit is accepted, including shop online, pay bills, get cash at ATMs

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    Intro APR Intro Period Regular APR Annual Fee Balance Transfer
    N/A* N/A* N/A* $0.00* No
    Walmart MoneyCardSM Visa® Prepaid Card


  • No issuance fee online.
  • No credit check or bank account required
  • No overdraft fees
  • No minimum balance required
  • Free Direct Deposit.
  • $10 bonus with qualifying Direct Deposit (for a limited time only)
  • Use everywhere Visa debit is accepted, including shop online, pay bills, get cash at ATMs

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    Intro APR Intro Period Regular APR Annual Fee Balance Transfer
    N/A* N/A* N/A* $0.00* No
    ACE EliteTM Visa® Prepaid Card


  • A card with benefits that matter to you
  • No credit check, No application fee, No obligation
  • No-Fee Cash Withdrawals at ACE locations*
  • Free Direct Deposit - Get paid up to 2 days faster, don't stand in line or pay check cashing fees*
  • Free Anytime AlertsTM - Get your balance and transactions via text or email*
  • Free Savings Account - Receive 5.00% APY*
  • Secure: Card funds are FDIC insured, backed by Visa Zero Liability*

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    Intro APR Intro Period Regular APR Annual Fee Balance Transfer
    N/A* N/A* N/A* $0.00* No
    BuyRIGHT Prepaid MasterCard®


  • New - Choose your card design at no extra cost
  • Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More
  • Special Reload Offer - Receive a Credit of the Green Dot MoneyPak® fee the first time you try it.*
  • Free Direct Deposit, Online bill pay, Earn rewards.
  • No credit check, No bounced check fees, No overdraft fees - Ever
  • Travel, rent cars, reserve hotels, shop online safely.
  • Unbelievable customer service.

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    Intro APR Intro Period Regular APR Annual Fee Balance Transfer
    N/A* N/A* N/A* $0.00* No
    Exact Prepaid MasterCard®


  • 100% Approval - No credit check
  • No bank account required
  • No interest or late fees
  • Free direct deposit
  • Up to $5,000 balance limit
  • Mobile and email alerts
  • Online Account Management at myExactAccount.com

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    Intro APR Intro Period Regular APR Annual Fee Balance Transfer
    N/A* N/A* N/A* $0.00* No
    iBankUP Prepaid Account


  • The power of a bank account in a Visa prepaid card
  • Save up to $230 compared with other cards, the first year alone
  • No credit check and no activation fee
  • Write personal checks online: easy to pay rent or other bills
  • $0 monthly fee if $400 is loaded each month. (Only $1.99 otherwise)
  • Free Direct Deposit from employers or deposit cash at 50,000 retailers nationwide
  • Get 5% off when you add minutes to a prepaid cell phone from your UPside account
  • Accepted anywhere Visa debit cards are accepted. Optional companion card

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    Intro APR Intro Period Regular APR Annual Fee Balance Transfer
    N/A* N/A* N/A* $0.00* No
    Pink ACE Elite(TM) Visa® Prepaid Card


  • As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
  • Free Direct Deposit - paychecks are available up to two days faster*
  • Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
  • No credit check, No application fee, No obligation*
  • Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*

    • Click here to view more details
    Intro APR Intro Period Regular APR Annual Fee Balance Transfer
    N/A* N/A* N/A* $0.00* No
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