Unsecured

Unsecured Credit Cards

Unsecured credit cards are issued to individuals that have a less than perfect credit rating, therefore the interest rates and fees will be higher than regular credit cards. Get a second chance if you have less than perfect credit. Apply Now!

 

IBERIABANK Visa Gold

Apply for the IBERIABANK Visa Gold today!

  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months
  • Earn 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A Prime+5%-Prime+11% $0.00 Yes Excellent

IBERIABANK Visa Classic

Apply for the IBERIABANK Visa Classic today!

  • No annual membership fee
  • Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months
  • Online access to credit card account information
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A prime+4%-prime+10% $0.00 Yes Excellent

IBERIABANK Visa Platinum

Apply for the IBERIABANK Visa Platinum today!

  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months
  • Earn 1 bonus point for every $1 in qualifying net retail purchases
  • Turn your points into hotel, gift, or experience rewards
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A Prime+5%-Prime+11% $0.00 Yes Excellent

American DreamCard

American DreamCard - The first and only "POOLED REWARDSTM " Credit Card. Looking for a card with an award winning reward program? The American DreamCardTM MasterCard® is the card for you! Take advantage of a new concept in credit cards where everyday spending earns you entries to win thousands in cash every month. Apply today!

  • Large monthly cash jackpots!
  • Earn entries from everyday shopping!
  • Get 1,000 entries just for applying!
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 14.99% or 21.99% *See Terms No Fair

Pharmaprix MasterCard® Credit Card

The Pharmaprix MasterCard® Credit Card has No Annual Fee and a 1.99% Introductory Annual Interest Rate† on Cheque Cash Advances and Balance Transfers* for 6 months.

  • Earn 25 pointsii for every $1 in purchases at Pharmaprix using your Pharmaprix Optimum MasterCard® when you show your Pharmaprix Optimum Card®
  • No Annual Fee
  • 1.99% Introductory Annual Interest Rate† on Cheque Cash Advances and Balance Transfers* for 6 months
  • Feel secure with around-the-clock fraud protection
  • Enjoy free online access to your credit card account
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
1.99% on Balance Transfers 19.99% $0.00 Yes Excellent

Horizon Gold Card (per approval)

Get the Financial Freedom You Deserve!  With the Horizon Gold Card there are No Credit Checks and No Turndowns. 

  • Instant Guaranteed Approval
  • Initial $500.00 Un-Secured credit limit
  • No Credit Checks
  • No Turndowns
  • Reports Positively to Major Credit Bureau
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A N/A N/A* No Bad

Unsecured Credit Cards

These unsecured credit cards are issued to individuals with less than perfect credit ratings. Individuals with less than perfect credit will most likely pay a higher interest rates and fees since these cards are issued to individuals with poor credit or no credit history.

A major factor in maintaining your credit rating is making payments on time thus avoiding late fee penalties. Closing unnecessary accounts and consolidating your bills to make payments more manageable could be an advantage financially. Not applying for too much credit within a short period of time is another factor that will help in maintaining a good credit rating.

About Us | Contact | Privacy Policy | FAQ's | Glossary | Site Map | Credit Card Articles | Automotive Articles | Link Partners | Credit Application   Experian Credit Bureau | Equifax Credit Bureau | Trans Union Credit Bureau | Federal Trade Commission
Unsecured Credit Cards with Instant Guaranteed Approval
Copyright © 2003 www.iCreditOnline.com All rights reserved.