Unsecured Credit Cards

Unsecured credit cards are issued to individuals that have a less than perfect credit rating, therefore the interest rates and fees will be higher than regular credit cards. Get a second chance if you have less than perfect credit. Apply Now!

Unsecured Credit Cards

UltraVX Visa^® Card

Now anyone can qualify for a credit card with UltraVX Visa^®. It's the only card featuring Credit-On-Demand^TM which allows you to grow your credit line up to $25,000. Instant approval (no credit check, no minimum income, no bank account required), reports to the major credit bureaus. With Clear Rewards you earn 1 point for each $1 spent, redeem points for Southwest Airlines, American Airlines, jetblue, Barnes and Noble, Amazon, and more with no restrictions. Give yourself some credit with UltraVX!

Credit-On Demand^TM up to $25,000 credit line
Instant Approval: No credit check, no minimum income or bank account required
Credit Reporting: Reports to all the major credit bureaus
Clear Rewards: Earn rewards for Southwest Airlines, American Airlines, JetBlue, Barnes and Noble, Amazon and more - with no restrictions
Powerful Account Features: FREE direct deposit, FREE bill pay, FREE alerts, FREE Online account access, add cash instantly at 100,000 retail locations nationwide, and many more.

*Patent Pending

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	N/A	14.90%	$0.00	No	Bad

Horizon Gold Card

Get the Financial Freedom You Deserve!

Instant Guaranteed Approval
Initial $500.00 Un-Secured credit limit
No Credit Checks
No Turndowns
Reports Positively to Major Credit Bureau
Get the Benefits and Credit you Deserve

*See Card Terms and Conditions

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	N/A	N/A	$N/A*	No	Bad

IBERIABANK Visa Platinum

Apply for the IBERIABANK Visa Platinum today!

Variable Rate APR ranging from Prime + 5.00% thru Prime + 11.00%
Earn 1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, gift, or experience rewards
Travel accident coverage up to $1,000,000
No annual membership fee
Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.

*See website for complete terms and conditions of card usage and application disclosure.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	N/A	Prime+5%-Prime+11%	$$0.00	Yes	Excellent

American DreamCard^TM Platinum MasterCard^®

American DreamCard - The first and only "POOLED REWARDS^TM " Credit Card. Looking for a card with an award winning reward program? The American DreamCard^TM MasterCard^® is the card for you! Take advantage of a new concept in credit cards where everyday spending earns you entries to win thousands in cash every month. Apply today!

Large monthly cash jackpots!
Earn entries from everyday shopping!
Get 1,000 entries just for applying!

See terms and conditions for important rate, fee and other cost information, and limitations

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	N/A	14.99% or 21.99%	$*See Terms	No	Fair

Pharmaprix MasterCard^® Credit Card

Apply for the Pharmaprix MasterCard^® Credit Card!

Earn 25 pointsii for every $1 in purchases at Pharmaprix using your Pharmaprix Optimum MasterCard^® when you show your Pharmaprix Optimum Card^®
No Annual Fee
1.99% Introductory Annual Interest Rate on Cheque Cash Advances and Balance Transfers* for 6 months
Feel secure with around-the-clock fraud protection
Enjoy free online access to your credit card account
19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances

*Please refer to online application legal disclosures

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
1.99%	on Balance Transfers	19.99%	$$0.00	Yes	Excellent

IBERIABANK Visa Gold

Apply for the IBERIABANK Visa Gold today!

Variable Rate APR ranging from Prime + 5.00% thru Prime + 11.00%
Earn 1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
Travel accident coverage up to $500,000
No annual membership fee
Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.

*See website for complete terms and conditions of card usage and application disclosure.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	N/A	Prime+5%-Prime+11%	$$0.00	Yes	Excellent

Best Western MasterCard^® Credit Card

Apply for the Best Western MasterCard^® Credit Card!

Earn 1.5 Best Western Rewards points for every $1 in net retail purchases*
Receive 5,000 bonus Best Western Rewards points after your first qualifying purchase
No Annual Fee
19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
Around-the-clock fraud protection
Online access to your credit card account

*Please refer to online application legal disclosures

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	N/A	19.99%	$$0.00	Yes	Excellent

IBERIABANK Visa Classic

Apply for the IBERIABANK Visa Classic today!

Variable Rate APR ranging from Prime + 4.00% thru Prime + 10.00%
No annual membership fee
Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date
25 day grace period
Online access to credit card account information

*See website for complete terms and conditions of card usage and application disclosure.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	N/A	prime+4%-prime+10%	$$0.00	Yes	Excellent

Unsecured Credit Cards

These unsecured credit cards are issued to individuals with less than perfect credit ratings. Individuals with less than perfect credit will most likely pay a higher interest rates and fees since these cards are issued to individuals with poor credit or no credit history.

A major factor in maintaining your credit rating is making payments on time thus avoiding late fee penalties. Closing unnecessary accounts and consolidating your bills to make payments more manageable could be an advantage financially. Not applying for too much credit within a short period of time is another factor that will help in maintaining a good credit rating.

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