These unsecured credit cards are issued to individuals with less than perfect credit ratings. Individuals with less than perfect credit will most likely pay a higher interest rates and fees since these cards are issued to individuals with poor credit or no credit history.
A major factor in maintaining your credit rating is making payments on time thus avoiding late fee penalties. Closing unnecessary accounts and consolidating your bills to make payments more manageable could be an advantage financially. Not applying for too much credit within a short period of time is another factor that will help in maintaining a good credit rating.
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